Welcome to Southern & Pacific

Southern & Pacific Lending Group was founded on the notion that anything can be accomplished through hard work and a burning desire.

Securing capital to grow your business is no different. Our job is to connect business owners with capital at an affordable price and delivered with speed. We are proud to have offices in Nashville and Honolulu and serve all 50 states.

What We Offer

We provide loans, lines of credit, equipment financing, and investment real estate financing for small to medium sized businesses. Whether you’re in need of new equipment or just need a quick cash injection to take your business to the next level, Southern & Pacific can help.

There is no deal too small! We can fund loans from $10,000 up to $10 million.

What are the requirements?

We like to do business with trustworthy people who already have a solid business or idea. We do not have a minimum credit score requirement but are looking for a minimum of 3 month time-in-business for existing companies. We also work with start-ups who bring direct industry experience to the table. We can finance companies in all industries.

What if my cash flow doesn’t look good?

Traditional lenders look at a your cash flow very conservatively. We are able to work with businesses that may be in a negative cash flow situation, understanding that providing some capital can help them become positive. We are not just interested in historical data, we look at your business potential and predict where it can go with the right help.

Contact us at 615-933-8361

701 Murfreesboro Pike suite 200, Nashville, TN 37210

Recent Deals

Restaurant Funded

S&P lending closes on an $65,000 term loan with a restaurant in Mt. Juliet, TN.